Direct Deposit$1,500.00
The freelancer's dilemma
Why international freelancers struggle to get paid in USD
Without a US account, every payment costs you money. Here's what alternatives charge.
You pay just to
get paid
Receiving a wire at your local bank costs $15–50. Platforms like Payoneer and PayPal take a cut on top.
$15-50per incoming payment at local banks
Your dollars shrink
before you see them
When you can't hold USD, you're forced to convert right away. That's an extra 2–5% gone — before the money even reaches you.
2-5%hidden markup at local banks
No direct deposit
option
US platforms prefer ACH transfers — free and fast. But without a US account, you're stuck with expensive alternatives or waiting days for wires.
Can't accessfree ACH Direct Deposit
GrabrFi fixes this — your own US routing and account number, without US residency
Get your own US checking account with routing and account numbers. Receive payments via ACH (Direct Deposit) with zero fees. Keep your money in USD, convert to stablecoins, or withdraw to local currency — on your terms.
Built for freelancers
How international freelancers receive USD payments from US clients
Built for people who earn in dollars but live outside the US.
Get paid like a US local
Your clients pay in USD. Now you can receive it the same way they send it. Get your own US routing and account numbers to receive payments from global clients and platforms via Direct Deposit (ACH) or Wire transfer.
- Real US routing and account numbers
- Receive via ACH (Direct Deposit) — free
- Receive via US domestic wire — $5
- Receive via international wire — $20
Protect your earnings from inflation
Protect your freelance earnings from volatility. Convert your USD to USDC or USDT stablecoins instantly. Or receive crypto payments directly — they arrive as USD in your account using your same banking details.
- Swap USD → stablecoins with one tap
- Receive crypto payments to your GrabrFi account — lands as USD
- Send stablecoins to any external wallet
- Support for USDC, USDT on Solana and Base
A US debit card for international freelancers
Pay for AWS, Adobe, Google Ads, Figma, or any US subscription without foreign transaction fees. Use your GrabrFi Mastercard for travel, online purchases, or ATM withdrawals worldwide.
- Virtual card instantly, physical shipped globally
- Zero fees for USD purchases
- Works with Apple Pay and Google Pay
- Works for tools, subscriptions, and ad spend
Withdraw to your local bank
When you need local currency, transfer from GrabrFi to your home bank at low transparent rates. Available in Brazil, Argentina, Colombia, Nigeria, Mexico, and 20+ other countries.
- $0 withdrawal fee in many countries
- Transparent exchange rates
- Fast — same or next business day in most markets
- Keep in USD until you need local currency
Get started in a few steps
How to open a US account in 4 steps
Open your account without US residency. No US address. No branch visit. Just your passport or local ID.
Sign up online
Download the app and verify your identity with your passport or local ID. No physical visit required.
Get your US account details
Instantly receive your unique US routing and account numbers. You're ready to invoice clients globally.
Link to
platforms
Add your routing and account numbers to Upwork, Deel, Amazon, or share them directly with clients for ACH or wire payments.
Manage and withdraw
Save in USD, convert to stablecoins, withdraw to local currency, or spend with your Mastercard. Your money, your choice.
Transparent pricing
No hidden fees. Ever.
Here's exactly what you'll pay — and what you won't.
Receiving
Incoming ACH (Direct Deposit)$0
US Domestic Incoming Wire$5
International Incoming Wire$20
Monthly Account Fee$0
Sending
Same-day Outgoing ACH0.3% (min $1, max $5)
US Domestic Outgoing Wire$15
Local Withdrawal (Brazil)$0
Local Withdrawal (Nigeria)$1
Local Withdrawal (Colombia, Mexico, Peru)$2
Local Withdrawal (Argentina, Uruguay)$5
Stablecoins
Stablecoin Transfer (in/out)1% + $1
USDT Transfer (in/out)1.1% + $1
USDC via Ethereum (out)1% + $10
GrabrFi Card
USD Purchases$0
Foreign Transaction Fee1.5%
ATM Withdrawal$4.99