The remote worker's problem
You earned it. Why lose part of it to withdraw?
Payroll platforms are great at paying you. But getting that money into your hands? That's where things get expensive.
You pay to access
your own salary
Deel, Remote, Payoneer — they all charge fees to move your salary to your local bank. $5 here, 2% there. It adds up every paycheck.
$5-30per withdrawal on most platforms
Forced currency
conversion
When you withdraw to local currency, platforms apply their own exchange rate. It's never the mid-market rate — and you lose 1-3% without realizing it.
1-3%lost on platform exchange rates
Waiting days for
your own salary
International withdrawals can take 3-5 business days. Your employer paid you on Friday — you might not see it until the following week.
3-5 dayswaiting for your own salary
Built for remote employees
Your salary. Your control.
A US checking account for remote workers who earn in USD — no US residency or SSN required.
Direct deposit from any US payroll
Get real US routing and account numbers. Add them to Deel, Remote, Gusto, Rippling, or any platform that accepts US ACH details. Your salary arrives directly — no withdrawal step needed.
- Works with all major EOR and payroll platforms
- Incoming ACH (Direct Deposit) — free
- Same or next business day arrival
- Full salary amount, no platform fees deducted
Keep your salary in dollars
Don't convert until you're ready. Hold your salary in USD and only withdraw to local currency when you actually need it. Or convert to stablecoins for extra protection against local inflation.
- Hold USD as long as you want — no pressure to convert
- Convert to USDC/USDT with one tap
- Receive payments in stablecoins to your same account
- Send stablecoins to any external wallet
Spend directly in USD
Use your GrabrFi Mastercard for online purchases, subscriptions, and travel. Pay US services directly without conversion fees. Works with Apple Pay and Google Pay.
- Virtual card instantly, physical shipped globally
- Zero fees for USD purchases
- Works for US subscriptions, tools, and services
- ATM withdrawals worldwide
Withdraw to your local bank
When you need local currency, transfer from GrabrFi at transparent, flat rates. Available in Brazil, Argentina, Colombia, Nigeria, Mexico, and 20+ other countries. Often same-day arrival.
- Low flat fees — $0 in Brazil, $1-5 elsewhere
- Transparent exchange rates
- Fast — same or next business day in most markets
- You choose when to convert, not the platform
Get started in a few steps
Set up once, get paid every month
Connect GrabrFi to your payroll platform once — and withdrawal fees stop.
Open your account
Download the app and verify with your passport or local ID. No US address or SSN required.
Get your US account details
Instantly receive your US routing and account numbers. These work with any US payroll system.
Update your payroll
Add your GrabrFi routing and account numbers in Deel, Remote, or wherever your company pays you. Select "US Bank Account" in the payment settings.
Receive your full salary
Your salary arrives via Direct Deposit. Keep it in USD, convert to crypto, or withdraw to local bank.
Transparent pricing
Keep more of your salary
No hidden fees. No surprises. Here's exactly what you'll pay.
Receiving
Incoming ACH (Direct Deposit)$0
US Domestic Incoming Wire$5
International Incoming Wire$20
Monthly Account Fee$0
Sending
Same-day Outgoing ACH0.3% (min $1, max $5)
US Domestic Outgoing Wire$15
Local Withdrawal (Brazil)$0
Local Withdrawal (Nigeria)$1
Local Withdrawal (Colombia, Mexico, Peru)$2
Local Withdrawal (Argentina, Uruguay)$5
Stablecoins
Stablecoin Transfer (in/out)1% + $1
USDT Transfer (in/out)1.1% + $1
USDC via Ethereum (out)1% + $10
GrabrFi Card
USD Purchases$0
Foreign Transaction Fee1.5%
ATM Withdrawal$4.99